BelvovsFinicity

Belvo vs Finicity

Open banking API aggregator comparison — coverage, markets, and capabilities side by side.

Belvo vs Finicity: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Belvo has the broader connectivity footprint (4 vs 2 countries of bank coverage), and they overlap on 1 shared markets. Belvo is headquartered in MX, while Finicity is based in US.

Belvo
Option A

Belvo

HQ: MX
Finicity
Option B

Finicity

HQ: US

Belvo vs Finicity at a glance

BelvoFinicity
HeadquartersMXUS
Market focusLatin AmericaMulti-region
Countries covered42
Institutions tracked182
Account data (AIS)
Payments (PIS)—
Verification
RegulatedOpen Finance BrasilUS
Sandbox
Pricing modelSubscription tiers (Launch from $1,000/mo) + custom GrowthCustom / enterprise quote
Free production tier——
Developer portal
Sources
3 sources
2 sources
View BelvoView Finicity

Belvo vs Finicity: bank coverage overlap

Belvo and Finicity share 1 markets where both connect to banks. Belvo additionally reaches 3 markets Finicity does not (BR, CO, MX), while Finicity reaches 1 markets Belvo does not (US).

Coverage figures are derived from verified per-bank connectivity data tracked on Open Banking Tracker, not provider marketing claims. See the coverage explorer for the full breakdown by continent.

Choose Belvo if…

  • you need the widest country coverage (4 markets)
  • you want the largest number of connected institutions (18)
  • your focus market is Latin America
  • you prefer a provider headquartered in Mexico

Choose Finicity if…

  • you prefer a provider headquartered in the United States

Frequently asked questions

What is the difference between Belvo and Finicity?

Belvo vs Finicity: both are open banking API aggregators offering account information (AIS) and payment initiation (PIS). Belvo has the broader connectivity footprint (4 vs 2 countries of bank coverage), and they overlap on 1 shared markets. Belvo is headquartered in MX, while Finicity is based in US.

Which has wider bank coverage, Belvo or Finicity?

Belvo has wider coverage, reaching 4 countries versus 2 for Finicity. They overlap on 1 shared markets.

Can I use both Belvo and Finicity?

Yes. Many teams use more than one open banking aggregator — for example one for its strongest region and another for fallback coverage or specific institutions. Both Belvo and Finicity expose account information (AIS) and payment initiation (PIS) APIs that can run in parallel.

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