Open banking or open finance regulations exist in a growing number of jurisdictions. The UK and EU/EEA have mandatory open banking (UK Open Banking Standard and PSD2). Australia has the Consumer Data Right (CDR). Brazil has open finance (Banco Central). Mexico, Canada, India, Singapore, Hong Kong, Japan, and others have either mandates or industry-led initiatives. The US is moving toward broader data sharing (e.g. FDX, CFPB rulemaking) without a single PSD2-style mandate.

The Open Banking Tracker tracks open banking and open finance regulations worldwide. Our Open Banking Regulations page and Open Finance Map list countries and frameworks, with links to regulators and key standards. Coverage includes Europe, Americas, APAC, and Middle East.

For a visual overview of which countries have regulations and their status, see the Open Finance Map. For detailed regulation pages (scope, timeline, APIs), use the Regulations section.